Significant wealth requires significant attention. At the Mazzucco Group, we understand that distinction, offering the concerted focus and unwavering loyalty that uncommonly successful clients require. We combine the singular attention and intimate sensibility of a boutique wealth management firm with the strength and solidity of one of the nation’s preeminent banks. We believe this combination results in an unusually effective pairing, helping clients preserve, grow, and transfer their wealth more capably.
We work with a limited number of families by design, allowing us to provide the intensive focus that complex financial needs require. We recognize that “wealth” encompasses multiple aspects of clients’ lives, both quantitative and qualitative. We’re technically adept and analytically rigorous. At the same time, we never lose sight of the fact that all wealth is ultimately personal, involving distinctive family dynamics, intentions, values, and goals.
We look to address, unify, and smooth wealth in diverse contexts, so that clients can enjoy more satisfying and fulfilling lives. To advance this goal, we follow a clear process grounded in transparency and efficiency:
1. Discovery Process. We spend significant time learning the nuances of each family’s situation so that we can formulate a cohesive plan that includes assets, liabilities, risk parameters, family dynamics, and charitable intentions.
2. Wealth Planning. We perform in-depth scenario analysis and modeling to help clients better understand their financial health. We integrate specific goals into the analysis to help clients make educated financial decisions regarding the risk and monetization of a concentrated stock holding, the affordability of a second home, modeling for future education expenses and planning for philanthropy.
3. Coordination. We then spearhead in-depth planning and coordination with a client’s external tax and legal advisors, putting the structures in place for tailored legacy design and tax-sensitive investing, wealth transfer, and philanthropy.
4. Allocation. We perform customized asset allocation, mindful of the client’s risk profile, tax status, and estate-planning opportunities identified during the discovery processes. We look to anticipate and capitalize on short-term tactical opportunities, applying a tax- and fee-sensitive approach.
5. Refinement. We stay closely attuned to each client’s changing needs, global market conditions and US tax legislation, refining our approach as opportunities present themselves.
6. Reporting. Clients hear from us regularly, both formally and informally. We assess progress toward important goals through customized reporting and reviews on a monthly basis. Communication and transparency are critical to the success of the relationship.
Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets. Rebalancing may pose a tax event.
Neither Bank of America, Merrill, nor any of their affiliates or financial advisors provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
When your wealth has achieved a certain scale, you appreciate the importance of solidity and stability. You want to know that your financial affairs are managed with rigor, overseen by an enterprise that’s committed to safeguarding your assets and your privacy.
At the Mazzucco Group, we appreciate those concerns. Our founder, Doug Mazzucco, was selected to be one of the first Private Wealth Advisors in the inaugural Private Wealth Management office in Menlo Park, California. Doug has worked exclusively with ultra-high-net-worth clients for more than 25 years, so he appreciates their distinctive concerns relative to risk, reliability of assets, and organizational soundness.
Doug established his practice at Merrill because he believes the firm offers ultra-high-net-worth clients a reliable and enduring structure to address sophisticated needs. He was drawn to the longevity and continuity of the firm, as well as the scale of its capabilities. Doug and his team approach their work soberly and seriously, mindful of the need to help clients preserve their wealth not for a single generation, but for the long arc of clients’ personal and professional aspirations.