Grunfeld Vale and Associates
Grunfeld, Vale & Associates works closely with families of substantial wealth to help them navigate their complex financial situations and define their goals. We recognize that extraordinary wealth merits extraordinary attention. Clients come to us because they seek to work with – not just be advised by – people and an organization that have the resources and strength to complement their vision. Drawing upon the combined expertise of Merrill and Bank of America, we seek to enhance clients’ financial lives by creating individualized strategies that reflect and clarify the nuances and complexities of their unique situations.
We work with clients of exceptional financial resources who seek not only to preserve and enhance their wealth, but also to cement their legacy. Clients include family offices, corporate executives, business owners, entrepreneurs, hedge fund principals, foundations, endowments, and philanthropists.
Our Investment ApproachThe world-class research, intellectual capital, and institutional investment opportunities at Merrill and Bank of America provide the strong foundation upon which we build our approach. We tailor our investment strategies to reflect clients’ philosophies on wealth preservation and aspirational risk; clients then pursue the lifestyles and legacies they find most appealing. Our approach to portfolio construction combines Modern Portfolio Theory with aspects of behavioral finance through a single, pragmatic concept called the Wealth Allocation Framework. The result: portfolios designed to meet individual investors’ needs and preferences, as well as to protect individuals from personal, market and aspirational risk factors.
*Any information presented in connection with BofA Merrill Lynch Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Merrill Lynch Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Merrill Lynch Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.
Our focus is on addressing complex financial requirements of the ultra-affluent. With decades of experience in applying our knowledge, we assist clients with a wide range of initiatives:
- Investment management
- Market-linked securities and customized derivative strategies
- Concentrated stock management
- Strategic philanthropy
- Banking and lending through Bank of America, N.A.
- Intergenerational wealth transfer
- Guidance during change of circumstance/liquidity event
*Some or all alternative investments may not be suitable for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors..
A Commitment to Service
Merrill Private Wealth Management is committed to providing a select group of wealthy clients with highly personalized one-on-one service. When you work with us, our knowledgeable, rigorously trained private wealth advisors will gain a deep understanding of your goals, help you develop a multigenerational wealth strategy, help you monitor it and update your strategy as needed. We are committed to providing you access to the investment insights of Merrill and the banking convenience of Bank of America, and we will continue to invest in client tools and new technology to enhance your overall experience as you and your private wealth advisor pursue what’s most important to you.
We believe your unique goals should be at the center of all of your financial decisions and form the foundation of your financial strategy. Because significant wealth requires customized goals-based financial strategies, we believe in building lasting relationships with a limited number of clients, taking the time to understand your most important priorities for today, tomorrow and your long-term future. Our philosophy celebrates collaboration. Working with a team of specialists, we draw on the resources and insights of a global financial institution to create strategies that reflect your aspirations for yourself and current and future generations of your family. Finally, we believe that while significant wealth brings complex challenges, our experience, passion and perspectives can help you simplify your life.