A Commitment to Service
Merrill Lynch’s Private Banking and Investment Group is committed to providing a select group of wealthy clients with highly personalized one-on-one service. When you work with us, our knowledgeable, rigorously trained Private Wealth Advisors will gain a deep understanding of your goals, help you develop a multigenerational wealth strategy, help you monitor its success and update your strategy as needed. We are committed to providing you access to the investment insights of Merrill Lynch and the banking convenience of Bank of America, and we will continue to invest in client tools and new technology to enhance your overall experience as you and your private wealth advisor pursue what’s most important to you.
We believe that your unique goals should be at the center of all of your financial decisions and form the foundation of your financial strategy. Because significant wealth requires sophisticated, highly customized strategies, we believe in building lasting relationships with a limited number of clients, taking the time to understand your most important priorities for today, tomorrow and your long-term future. Our philosophy celebrates collaboration. Working with a team of specialists, we draw on the resources and insights of a global financial institution to create strategies that reflect your aspirations for yourself and current and future generations of your family. Finally, we believe that while significant wealth brings complex challenges, our experience, passion and perspectives can help you simplify your life.
The Hartl GroupThe Hartl Group is an experienced wealth management team that provides tailored financial services and strategies for ultra affluent individuals, families and foundations.
The team provides a direct link to the vast resources and capabilities of a global investment firm coupled with the attention to detail and complete transparency seldom seen outside a boutique advisory firm. We believe that this invaluable combination allows clients to receive unmatched service and to ultimately pursue their aspirations and enjoy the prosperity they have created.
Our experience, seamless execution and aspiration to provide only the most elite service has led to a fundamental understanding of the distinctive needs and desires of high net worth clients.
Our ApproachOur mission is to elucidate the client family core values around wealth and utilize those values as the basis for the family investment and estate planning strategy. The objective is to have the client family become a true legacy family.
The teams approach begins with an in-depth analysis of the client’s financial situation and long term objectives. This enables us to develop a customized and sophisticated wealth management plan tailored to suit the personal desires and values of each client.
Multigenerational wealth transfer is one of many services encompassed by our holistic approach to wealth management. In 90% of families studied wealth is lost by the end of the third generation. The other 10% have successfully created sustainable wealth spanning multiple generations through use of particular best practices such as regular family meetings and articulation of shared values. We actively engage clients in these best practices granting their wealth with the greatest opportunity for continued existence across future generations.
The team purposely limits its number of client engagements serving to help ensure the level of intimacy and direct contact is never compromised.
Investment Platform and Intellectual CapitalThe Hartl Group utilizes the firm’s extensive open architecture investment platform with access to money managers from across the industry.
In constructing the portfolio we seek an appropriate risk adjusted return so that we preserve the client’s capital and provide a return consistent with the individual objectives and risk profile.
The team has direct access to a powerful and extensive universe of tools exclusive to Merrill Lynch such as a dedicated Manager Consulting Group-Investment Management and Guidance (IMG).
IMG is a global investment organization currently comprised of over 140 investment professionals and is responsible for delivering objective investment guidance and strategies to both implement and advance the Wealth Management Process at Merrill Lynch.
In addition to these internal resources the team also draws on a wide range of external resources as part of its own rigorous manager selection process.
Customized Financial Consulting including:
- Estate Document Review
- Estate Balance Sheet Preparation and Tracking
- Family Mission Statement Preparation
- Next Generation Financial Education & Management
- Family Meetings
- Philanthropic Mission Statement and Portfolio Management
- Diversified Portfolio Analysis and Management
- Daily Banking Services
- Single Stock/LP Unit Safekeeping and Risk Management
Banking products and services provided buy Bank of America, N.A.
Managing Director and Private Wealth Advisor Philippe Hartl named to:
- Forbes America’s Top Wealth Advisors list in 2016 & 2017
- Forbes Best-in-State Wealth Advisors 2018
- Financial Times "Top 400 Advisors" in 2016
- Registered Rep's "Top 100 Wirehouse Advisors" from 2010 to 2016
- Barron's "Top 1,200 Financial Advisors" from 2014 to 2018
- Barron's Top 1000 Advisors by State 2012-2013
*Source: Barron's "Top 1,200 Financial Advisors" list, March 12, 2018. For more information about the selection criteria, go to https://www.ml.com/articles/awards-recognition.html. Barron's is a trademark of Dow Jones & Company, Inc. All rights reserved. Years prior to 2014, this Barron's list consisted of 1,000 advisors.
*Source: Forbes "America's Top 250 Wealth Advisors" list, September 2017. For more information about the selection criteria, go to http://details-he.re/Kp7gMH. Forbes is a trademark of Forbes Media LLC. All rights reserved.
*Source: Forbes "Best-in-State Wealth Advisors" list, February 2018. For more information about the selection criteria, go to http://details-he.re/UbRCGT. Forbes is a trademark of Forbes Media LLC. All rights reserved.
*Source: The Financial Times Top 400 Financial Advisors (FT 400) is an independent listing produced by the Financial Times (March, 2016). For more information about the selection criteria, go to http://im.ft-static.com/content/images/047b2e0a-d10e-11e4-a840-00144feab7de.pdf.
*Source: WealthManagement Magazine’s “Top 100 Wirehouse Advisors in 2016” list, May 1, 2016. For information about the selection criteria, go to http://details-he.re/YmYuUA. WealthManagement Magazine is a trademark of Penton Media, Inc. All rights reserved.
*The ranking or ratings shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. These rankings or ratings are not indicative of any future performance or investment outcome.