Who We Work WithHeadquartered in Spokane, Washington, we’re a team within the Private Banking and Investment Group at Merrill Lynch. We believe our experience, scope, and client commitment differentiate us. Here are some factors that set us apart:
Our Focus: We exclusively advise ultra-high-net-worth individuals and families, so we’re deeply familiar with the opportunities and challenges they encounter. Many of our clients have encountered significant complexity in their financial lives. We’re skilled in smoothing and simplifying the intricacies that substantial wealth can create; we apply more than 100 years of collective experience as a team.
Our Scope: We purposely built our team to deliver a suite of capabilities to successful individuals and families. Our team of professionals is robust, collaborative, and closely attuned to each client and family. Accessibility and personalization are hallmarks of our client experience. We know how important it is to speak to a live person when a question or concern arises.
Our Commitment: We genuinely care about the families we serve, who often become friends, as well as clients. Their well-being is our focus and inspiration. We’ve been privileged to develop lasting relationships that testify to the caliber of people we advise and our resolve to serve them exceptionally well.
The clients we advise have varied paths to wealth, but they share some common characteristics. Typically, they are very busy. They know their finances require a deft hand, but they cannot devote the time and energy to the ongoing stewardship of their wealth. That’s where we believe we add significant value.
We’re deeply knowledgeable about the issues that ultra-high-net-worth clients encounter. When families come to a significant crossroads or inflection point in their wealth, we’ve likely seen it before. We apply the insight we’ve gained from decades of direct experience, integrating the network of specialists available to us through Merrill Lynch and Bank of America. Together, we look to design elegant strategies to the thorny and sometimes time-consuming challenges that significant wealth can entail.
We have particular depth in the following areas:
Senior executives of public companies: We’re proficient in the analysis and administration of Rule 144, 10b5-1, stock options, and incentive stock compensation.
Entrepreneurs: We’ve guided a number of wealth creators through the transfer, sale, or expansion of their businesses. We’re mindful of the precise timing and exactitude that these events require.
Multi-generational families: We recognize that there’s a lot more to wealth than money. We listen closely to each family’s priorities, helping them adopt best practices so that their wealth can a have positive impact on the people and causes they cherish.
It Is About You - Not Us
Speak to us for a few minutes, and you’ll notice that we’re skilled communicators. For us, that means listening as much as speaking. Our strength in this area manifests in four ways:
First, we’re in close contact with you. You’ll hear from us often – not only when the financial markets are performing well. We’ll keep you apprised of progress toward your goals, methodically working toward your objectives. Your needs are at the forefront of our work. If you have a question or concern, we want you to reach out to us. You can expect a timely response that demonstrates our grasp of your particular situation.
Second, we’re in close contact with each other. We work extremely well as a team, leveraging our collective strengths to advance your goals more efficiently. Our professionalism and collaborative mindset help ensure robust coverage for you and your family members. Every member of our team is here to serve you.
Third, we’re in close contact with your external tax and legal advisors. We believe firmly in the value of proactive communication with these additional members of your team. We help advance a clear vision of your priorities and preferences, orchestrating in-depth initiatives with precision and care.
Finally, we take your privacy extremely seriously. Discretion is our watchword. We strive to earn your trust every day, treating your personal details with the seriousness they deserve.
We never lose sight of the fact that wealth management is a highly personalized undertaking. Our goal is to help you realize your vision for your wealth. You are unique; your path forward should be similarly distinctive.
As members of the Private Banking and Investment Group, we can connect you to the capabilities that you need, whether they stem from your personal life, your professional life, or the intersection of the two. Here are some of the ways we can help you advance your goals:
- Our access to trust and estate planning services that reflect your family structure, tax circumstances, and philanthropic interests*
- Our ability to streamline, organize, and consolidate your investment assets, helping your craft a portfolio that is efficient, thoughtful, and diversified
- Our knowledge of sophisticated investment vehicles, such as hedge funds, private equity offerings, and exchange traded funds
- Our familiarity with pre- and post- liquidity event strategies, helping you optimize the timing and synchronization of a business transfer or sale
- Our access to custom credit facilities through Bank of America, N.A., for your luxury good acquisition, business lending, or home financing needs
- Our entrée to special events within the Private Banking and Investment Group, such as next-generation boot camps and seminars, helping you and your family members become more capable and informed stewards of your wealth
- Our experience in philanthropic planning, helping you optimize the impact of your generosity, both for your estate and the charitable causes you espouse.
* Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
*Some or all alternative investments may not be suitable for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.
A Commitment to Service
Merrill Lynch’s Private Banking and Investment Group is committed to providing a select group of wealthy clients with highly personalized one-on-one service. When you work with us, our knowledgeable, rigorously trained Private Wealth Advisors will gain a deep understanding of your goals, help you develop a multigenerational wealth strategy, help you monitor its success and update your strategy as needed. We are committed to providing you access to the investment insights of Merrill Lynch and the banking convenience of Bank of America, and we will continue to invest in client tools and new technology to enhance your overall experience as you and your private wealth advisor pursue what’s most important to you.
We believe that your unique goals should be at the center of all of your financial decisions and form the foundation of your financial strategy. Because significant wealth requires sophisticated, highly customized strategies, we believe in building lasting relationships with a limited number of clients, taking the time to understand your most important priorities for today, tomorrow and your long-term future. Our philosophy celebrates collaboration. Working with a team of specialists, we draw on the resources and insights of a global financial institution to create strategies that reflect your aspirations for yourself and current and future generations of your family. Finally, we believe that while significant wealth brings complex challenges, our experience, passion and perspectives can help you simplify your life.