We believe your unique goals should be at the center of all of your financial decisions and form the foundation of your financial strategy. Because significant wealth requires customized goals-based financial strategies, we believe in building lasting relationships with a limited number of clients, taking the time to understand your most important priorities for today, tomorrow and your long-term future. Our philosophy celebrates collaboration. Working with a team of specialists, we draw on the resources and insights of a global financial institution to create strategies that reflect your aspirations for yourself and current and future generations of your family. Finally, we believe that while significant wealth brings complex challenges, our experience, passion and perspectives can help you simplify your life.
Who We AreThe McCauley/McGuirk Group is a leading wealth management team of six highly trained professionals with deep experience in the financial and planning issues that are most important to ultra-affluent families, trusts, and foundations. Located in Boston, we advise approximately 65 families, entrepreneurs, corporate executives, general partners, and business owners located throughout the entire country with an average investable net worth of $25 million. We oversee assets in excess of $2.6 billion on their behalf (as of 1/2/2020). We provide access to the full global resources of Merrill. The foundation of our client philosophy is to provide the highest level of service in the industry and to execute only the most sound investment strategies custom-fitted to each client.
A Commitment to Service
Merrill Private Wealth Management is committed to providing a select group of clients with highly personalized one-on-one service. When you work with us, our knowledgeable, rigorously trained private wealth advisors will gain a deep understanding of your goals, help you develop a multigenerational wealth strategy, and help you update your approach as needed. We are committed to providing you access to the investment insights of Merrill and the banking convenience of Bank of America, and Merrill will continue to invest in client tools and new technology to enhance your overall experience as you and your private wealth advisor pursue what’s most important to you.
Our Integrated Approach
We take great care focusing on the asset allocation* process, creating highly customized wealth plans based on the principles of risk management, liquidity, and customized advice. We bring objective, fresh analysis to the multitude of options available to every investor. We believe in the use of non-proprietary money management firms and select them carefully to make use of their skills to invest client funds. Collaboratively, we work with clients to develop the most productive allocation of their assets—focusing not only on the upside potential, but bringing a realistic assessment of the downside risk. With that in mind, we design dynamic plans that can adapt to a family's ever-changing needs. We also offer services to assist clients with effective wealth transfer strategies and focus on helping to prepare the younger generations for the responsibilities of significant wealth which awaits them. We recognize that most clients are looking for a holistic, yet simplified approach that allows them the time to pursue the activities and ventures they want by working with a team of individuals that they know will defend and protect their best interests.
Our Suite of Services
Our solutions for clients incorporate all corners of their financial lives and are based upon the client’s risk tolerance, time horizon, liquidity needs, overall investment goals and the costs associated with the recommendation. Included in many plans are the following:
- The development and management of a specific asset allocation1 analysis and implementation plan responsive to each client’s goal
- Evaluation of cash flow needs and examination of overall expenditures
- Access to banking services.2
- The use of traditional and alternative investment strategies.3
- The integration of tax minimization strategies4, wealth transfer, philanthropic and wealth planning
- The coordination of a client's wealth plan within a significant concentrated equity position of a closely held business
- The introduction to creative lending solutions.2
1Asset Allocation does not ensure a profit or protect against loss in declining markets.
2Banking products and services provided by Bank of America, N.A
3 Some or all alternative investments may not be in the best interests for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.
4Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.