We believe your unique goals should be at the center of all of your financial decisions and form the foundation of your financial strategy. Because significant wealth requires customized goals-based financial strategies, we believe in building lasting relationships with a limited number of clients, taking the time to understand your most important priorities for today, tomorrow and your long-term future. Our philosophy celebrates collaboration. Working with a team of specialists, we draw on the resources and insights of a global financial institution to create strategies that reflect your aspirations for yourself and current and future generations of your family. Finally, we believe that while significant wealth brings complex challenges, our experience, passion and perspectives can help you simplify your life.
Paxinos, Lamberti, Bilton & Associates is committed to helping clients pursue their goals effectively and efficiently. We serve a limited clientele by design so that we can devote significant time and resources to every relationship. Our advisors possess skills and knowledge that they combine to develop and implement complex wealth management strategies tailored to clients' individual objectives and desires.
We seek to foster long-lasting relationships that span multiple generations. We view every client interaction as an opportunity to listen, learn and earn your trust. Each client is different, and our team structure enables us to accommodate your preferences and provide the highest level of communication and service.
Wealth presents both opportunities and challenges. Through our cohesive team structure and process, we can help simplify your life so that you can focus on the things that are most important to you and your family while pursuing a lifestyle that you have worked hard to achieve—for your generation and beyond.
Helping You Move Toward Your Goals
With more than 58 years of combined experience, the Paxinos, Lamberti, Bilton & Associates team members are well equipped to assist with a broad spectrum of complex wealth management needs. We work with affluent individuals and families, business owners, financial professionals and professional athletes, whose needs include managing risk in the present and preserving and growing their wealth for themselves and future generations.
A particular strength of the team is our experience in helping individuals and families navigate around a concentrated wealth position—such as a private business, a concentrated stock position or a significant income or cash event—to create a diversified and risk-managed portfolio that prioritizes income and financial stability. Combining the intensely attentive advisor team service with the sophisticated capabilities and resources of a global investment firm, we seek to help clients pursue their dreams through personalized service, knowledgeable advice and guidance and disciplined investment management based on an in depth understanding of their personal priorities and financial position.
Understanding Clients’ Unique Needs
Affluent Individuals and Families
We understand the demands and responsibilities of significant wealth. We can help you build, preserve and transfer your wealth, prepare for a major liquidity event or cash flow needs, and create a legacy by determining and helping you pursue your philanthropic goals. We can also provide retirement income planning services and develop wealth transfer strategies for corporate executives holding concentrated stock positions.
Closely held businesses can raise myriad emotional and financial issues. We can help you coordinate your business finances and personal wealth through cash and liability management and lending strategies available through Bank of America, retirement plan services, business succession and estate planning services, gifting strategies and customized insurance strategies. Additionally, in collaboration with Merrill's private equity and investment banking specialists, we can help you explore business succession opportunities, which may include potentially selling or merging your business.
Through our extensive experience working with traders, private equity partners, hedge fund managers and investment bankers, we know that financial professionals' salaries and bonuses can vary tremendously from year to year. To help you work toward a more secure financial future, we can offer balance-sheet and risk-management strategies designed to help preserve your wealth and counterbalance earnings volatility.
Professional athletes may achieve glory on the field or ice, but they also face special challenges in transforming a successful career into an independent retirement. We have strategies to help address the issues arising at each stage of your career, allowing you to focus on your profession. We strive to bring the same dedication and discipline to our work with you that you do to your sports career.
Strategies for Institutions
Working closely with specialists in the Global Institutional Consulting Group, we can provide public and private foundations, endowments, not-for-profit organizations, qualified and nonqualified retirement plans and insurance companies with access to a broad spectrum of capabilities, including investment consulting and philanthropic and nonprofit management, to help them pursue their mission and fulfill their oversight and governance responsibilities. Among the services available to clients are:
- Investment policy statement development and review
- Asset allocation modeling
- Assistance with selecting investment managers, including alternative investment managers when appropriate, and manager due diligence
- Portfolio construction and tactical investing
- Regular portfolio reviews
- Board member education on such topics as the relationship between risk and return and portfolio construction
At the core of our service to organizations is a systematic and disciplined investment process that enables us to identify your objectives, respond to your changing needs and develop customized strategies designed to help you pursue your long-term goals.
Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.
Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP and CERTIFIED FINANCIAL PLANNERTM in the U.S.
Investments &Wealth Institute™ (The Institute) is the owner of the certification marks CIMA and Certified Investment Management Analyst. Use of CIMA or Certified Investment Management Analyst signifies that the user has successfully completed The Institute’s initial and ongoing credentialing requirements for investment management consultants.
Chartered Financial Analyst and CFA are registered trademarks of the CFA Institute.
Chtered Retirement Planning CounselorSM and CRPC are registered service marks of the College for Financial Planning.
Asset allocation does not ensure a profit or protect against loss in declining markets.
Global Institutional Consulting is part of the Global Wealth & Investment Management business of BofA Corp. Global Institutional Consultants mentioned herein are registered representatives with Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S“ or “Merrill”) and may assist you with investment products and services. The nature and degree of advice and assistance provided, the fees charged, and clients’ rights and Merrill’s obligations will differ depending upon the products and services actually provided. Banking activities may be performed by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A., Member FDIC. Brokerage and investment advisory services are provided by wholly owned non-bank affiliates of BofA Corp., including Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), a registered broker-dealer and investment adviser and Member SIPC.
A Commitment to Service
Merrill Private Wealth Management is committed to providing a select group of clients with highly personalized one-on-one service. When you work with us, our knowledgeable, rigorously trained private wealth advisors will gain a deep understanding of your goals, help you develop a multigenerational wealth strategy, and help you update your approach as needed. We are committed to providing you access to the investment insights of Merrill and the banking convenience of Bank of America, and Merrill will continue to invest in client tools and new technology to enhance your overall experience as you and your private wealth advisor pursue what’s most important to you.