A Commitment to Service
Merrill Private Wealth Management is committed to providing a select group of clients with highly personalized one-on-one service. When you work with us, our knowledgeable, rigorously trained private wealth advisors will gain a deep understanding of your goals, help you develop a multigenerational wealth strategy, and help you update your approach as needed. We are committed to providing you access to the investment insights of Merrill and the banking convenience of Bank of America, and Merrill will continue to invest in client tools and new technology to enhance your overall experience as you and your private wealth advisor pursue what’s most important to you.
We believe your unique goals should be at the center of all of your financial decisions and form the foundation of your financial strategy. Because significant wealth requires customized goals-based financial strategies, we believe in building lasting relationships with a limited number of clients, taking the time to understand your most important priorities for today, tomorrow and your long-term future. Our philosophy celebrates collaboration. Working with a team of specialists, we draw on the resources and insights of a global financial institution to create strategies that reflect your aspirations for yourself and current and future generations of your family. Finally, we believe that while significant wealth brings complex challenges, our experience, passion and perspectives can help you simplify your life.
Clients of Ponder Jowers & Associates have an experienced and responsive team working on their behalf to help ensure that they meet their financial goals and can quickly solve problems that may arise. With significant wealth comes a wide variety of interests and needs. Our clients rely on our team to provide the intimate advice, guidance and execution that they deserve.
Each client works with a senior partner and has a team of at least three professionals specifically dedicated to them. We maintain a close personal relationship with our clients and collaborate with them to pursue their goals and help meet their expectations. Within our eight person team we intentionally create overlaps of client knowledge as well as subject matter knowledge, to allow for immediate and seamless client advice and service.
We meet with each of our clients for focused in person reviews at their preferred intervals. Whether monthly, quarterly or otherwise our client contact is consistent and focused to keep clients informed and help guide them to achieve their goals.
Our ApproachNo two families are alike. We start by understanding your life. Your unique goals and concerns are our top priority. Our disciplined, goals-based wealth management approach is designed to help you pursue your objectives through an understanding of what matters most to you.
Our investment process beings by developing a clear picture of your concerns, objectives, and priorities. We balance those with your tolerance for risk and complexity. Your portfolio can be very sophisticated and complex, or straight forward and simple, depending upon your preference. We track and reevaluate your strategy regularly and make changes as needed to align with changing environment and goals.
By understanding your personal viewpoints, we can help you navigate market volatility, and changes in the financial landscape. We are equipped with vast resources to help you determine and communicate your priorities with the people most important in your world.
Team AccomplishmentsOur community is important to us and each member of the team is involved in many ways. These are the organizations of which we're most supportive:
Atlanta Junior Golf Association
Boy Scouts of America
Children’s Healthcare of Atlanta
Executives for Egleston
First Tee at East Lake
Georgia Council on Economic Education
Girls’ Preparatory School
Johnson Ferry Baptist Church
Northside United Methodist Church
Peachtree Presbyterian Church
Peachtree Road United Methodist Church
The Fugees Academy
The Westminster Schools
Washington and Lee Atlanta Alumni Board
Intergenerational Family Wealth
As a family that spans multiple generations, you have needs that go beyond protecting and preserving assets, tax minimization strategies and designating heirs. Your goals also likely include passing on values and helping the next generation become effective stewards. We can help with personalized wealth transfer strategies, family wealth education and developing and implementing philanthropic visions. In working with you to create an approach that reflects your family’s intentions and helps ensure your assets are distributed according to your wishes, we proceed in a manner that recognizes the complexities of your life challenges and the unique nature of your goals. Our extensive experience working with other families of significant wealth helps us to see and share best practices to help you achieve them.
Company Founders, Private Business Owners & Entrepreneurs
When you have built your own business, your personal finances and the life of your company are closely intertwined. You may be thinking about how to invest in your company’s growth while also deciding how best to use your personal assets. Helping ensure the future of your business likely involves employee benefits, retirement plans and succession planning. Helping secure your family’s legacy could entail wealth transfer strategies, trusts and philanthropy. Whatever your specific needs, we at Merrill Private Wealth Management can help entrepreneurs and business owners balance their personal financial lives with their life’s work. We are dedicated in providing the experience and resources to help support your ongoing success.
We understand the complexities that come with your executive position and the extreme demands on your time. We can help you develop a customized strategy that your finances and compensation require. We can help with risk management strategies for your concentrated stock position while navigating complex SEC rules, trading restrictions and reporting requirements. If you’ve just been promoted and would like help evaluating your new compensation plan, or if you’re looking to develop a long-term financial strategy for you and your family — designed to enable you to live life as you want it, with reliable access to cash — we can help simplify your financial life, as well as develop new strategies as your career and goals evolve.
As a woman, you are well aware of how inaccurate stereotypes about gender and money can be. Beyond some specific challenges — for example, planning for the statistical probability of outliving a spouse — managing your finances means avoiding preconceived assumptions while gaining a full understanding of who you are as an investor and what you want to achieve for your career, your family and your legacy. Merrill Private Wealth Management works with a select group of wealthy individuals and families to help them pursue the goals that matter most to them. We strive to get to know our clients on a personal level so we can offer boutique-like services and the resources of a global firm to create financial strategies specifically for their life and needs.
Your passion drives your organization’s mission, and you depend on an investment portfolio and an effective staff to carry on its important work. As private wealth advisors with Merrill Private Wealth Management, we have experience working with nonprofit organizations. We possess a keen understanding of the challenges you face, including maintaining operational efficiency and productivity through uneven market circumstances, growing competition for donations, and increased fiduciary requirements. Drawing on our extensive capabilities to help you fulfill your organization’s mission, we can provide access to the customized services your organization needs with discretion and skill, such as strategic planning, portfolio management, administrative and board support, and advisory solutions.
Foundations and Endowments
An investment portfolio tailored to your needs is crucial to advancing your organization’s mission and carrying on its important work. We have extensive experience working with endowments and foundations and have a keen understanding of the requirements and responsibilities of board and committee members for investment management and financial oversight. The portfolios we construct are carefully designed to promote stability, efficiency and growth, and to perform effectively under a variety of market conditions. We also offer advice on board governance and reporting, and help in meeting regulatory and operating challenges. We provide access to the customized services your organization needs with discretion and skill.