Sophisticated Services Tailored to Particular Needs
"We seek to help simplify clients’ lives by relieving them of the burden of managing their day-to-day finances and giving them more time to pursue their passions and live their lives to the fullest."
~The Sharma Group~
Our team members have the experience, skills and knowledge to help address the complex challenges facing a broad spectrum of affluent individuals, families and organizations.Corporate Executives
Our team can assist corporate executives with retirement planning services and complex compensation packages, including option and restricted stock grants and nonqualifed deferred compensation. For concentrated stock holdings, we may utilize sophisticated techniques to help diversify clients’ portfolios and defend the position against adverse market movements.Entrepreneurs
Having built our own team from scratch, we understand the challenges and responsibilities of running a small to midsize business. We can help entrepreneurs and business owners integrate their personal and professional financial goals through risk management and investment strategies, benefit plan services, insurance, and business-continuation and -succession services. We can provide access to Bank of America's cash and liability management, and credit and lending strategies.Ultra-High-Net-Worth Families
We can help prepare well-thought-out strategies designed to create a legacy for the next generation. In coordination with your attorneys and Bank of America legacy planning and trust specialists, we can access the resources you need to set up wills, powers of attorney, living trusts, generation-skipping trusts and family limited partnerships.Foundations and Endowments
Our experience sitting on numerous boards and committees has given us special insight into trustees’ thinking processes, concerns, responsibilities and needs. We draw on this understanding in working with the Bank of America Merrill Lynch Global Institutional Consulting group to develop strategies designed to help not-for-profits pursue their missions and fulfill their legal oversight and governance responsibilities.Philanthropy and Private Family Foundations
Coordinating with Bank of America Wealth Structuring Group trust specialists and representatives from Bank of America Private Bank, we can help you structure trusts, foundations and other vehicles to take your charitable giving to a higher level and complement your broader wealth management goals.Family Offices
Working closely with the Merrill Family Office Services Group and your own accountants, attorneys and other professionals, we can provide you with customized, integrated services aligned with your family’s specific objectives, such as:
- Household accounting services, financial statement reporting and bill payment
- Income tax coordination
- Personal cash flow strategies
- Family business entity consulting
- Family partnership/LLC advisory services
- Risk management and insurance services
- Access to lifestyle, concierge and travel services
- Access to Bank of America special asset acquisition analysis
We offer educational programs for clients to enhance their understanding of global markets as well as philanthropy, legacy planning and family dynamics. In addition, we offer programs specifically designed for the next generation in wealth planning and investment strategy.Behavioral Assessment
By understanding clients' personal and emotional attitudes and behavior, we are able to navigate market volatility more effectively, Our assessment gives us insight into clients' investment personality including their mind set towards risk, preferred approach and purpose for investing.
*Global Institutional Consulting (“GIC”) is part of the Global Wealth and Retirement Solutions business of BofA Corp. Institutional Investments & Philanthropic Solutions (Philanthropic Solutions) is part of U.S. Trust, Bank of America Corporation (“U.S. Trust”). U.S. Trust operates through Bank of America, N.A., member FDIC, and other subsidiaries of BofA Corp. For both GIC and Philanthropic Solutions, banking and fiduciary activities are performed by wholly owned banking affiliates of BofA Corp, including Bank of America, N.A. Both brokerage and investment advisory services are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), a registered broker-dealer, Member Securities Investor Protection Corporation (SIPC), and registered investment adviser; the nature and degree of advice and assistance provided, the fees charged, and clients’ rights and MLPF&S’s obligations will differ depending upon the products and services actually provided. Global Institutional Consultants mentioned herein are registered representatives with MLPF&S and may assist you with investment products and services.