Sophisticated Services Tailored to Particular Needs
"We seek to help simplify clients’ lives by relieving them of the burden of managing their day-to-day finances and giving them more time to pursue their passions and live their lives to the fullest."
~The Sharma Group~
Our team members have the experience, skills and knowledge to help address the complex challenges facing a broad spectrum of affluent individuals, families and organizations.Corporate Executives
Our team can assist corporate executives with retirement planning services and complex compensation packages, including option and restricted stock grants and nonqualifed deferred compensation. For concentrated stock holdings, we may utilize sophisticated techniques to help diversify clients’ portfolios and defend the position against adverse market movements.Entrepreneurs
Having built our own team from scratch, we understand the challenges and responsibilities of running a small to midsize business. We can help entrepreneurs and business owners integrate their personal and professional financial goals through risk management and investment strategies, benefit plan services, insurance, and business-continuation and -succession services. We can provide access to Bank of America's cash and liability management, and credit and lending strategies.Ultra-High-Net-Worth Families
We can help prepare well-thought-out strategies designed to create a legacy for the next generation. In coordination with your attorneys and Bank of America legacy planning and trust specialists, we can access the resources you need to set up wills, powers of attorney, living trusts, generation-skipping trusts and family limited partnerships.Foundations and Endowments
Our experience sitting on numerous boards and committees has given us special insight into trustees’ thinking processes, concerns, responsibilities and needs. We draw on this understanding in working with the Bank of America Global Institutional Consulting group to develop strategies designed to help not-for-profits pursue their missions and fulfill their legal oversight and governance responsibilities.Philanthropy and Private Family Foundations
Coordinating with Bank of America Wealth Structuring Group trust specialists and representatives from Bank of America Private Bank, we can help you structure trusts, foundations and other vehicles to take your charitable giving to a higher level and complement your broader wealth management goals.Family Offices
Working closely with the Merrill Family Office Services Group and your own accountants, attorneys and other professionals, we can provide you with customized, integrated services aligned with your family’s specific objectives, such as:
- Household accounting services, financial statement reporting and bill payment
- Income tax coordination
- Personal cash flow strategies
- Family business entity consulting
- Family partnership/LLC advisory services
- Risk management and insurance services
- Access to lifestyle, concierge and travel services
- Access to Bank of America special asset acquisition analysis
We offer educational programs for clients to enhance their understanding of global markets as well as philanthropy, legacy planning and family dynamics. In addition, we offer programs specifically designed for the next generation in wealth planning and investment strategy.Behavioral Assessment
By understanding clients' personal and emotional attitudes and behavior, we are able to navigate market volatility more effectively, Our assessment gives us insight into clients' investment personality including their mind set towards risk, preferred approach and purpose for investing.
*Global Institutional Consulting is part of the Global Wealth & Investment Management business of BofA Corp. Institutional Investments & Philanthropic Solutions (“II&PS”) is part of Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of BofA Corp. Trust and fiduciary services and other banking products are provided by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A. Global Institutional Consultants mentioned herein are registered representatives with Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) and may assist you with investment products and services. The nature and degree of advice and assistance provided, the fees charged, and clients’ rights and Merrill’s obligations will differ depending upon the products and services actually provided. Banking activities may be performed by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A., Member FDIC. Brokerage and investment advisory services are provided by wholly owned non-bank affiliates of BofA Corp., including Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), a registered broker-dealer and investment adviser and Member SIPC.
*Merrill Lynch Family Office Services are offered through Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”). In connection with its Family Office Services, Merrill is not acting in the capacity as a broker-dealer, nor as a registered investment adviser. Accordingly, through its Family Office Services, Merrill is not offering, and its clients are not paying for, advice with respect to securities, the purchase or sale of securities, or the
valuation thereof, nor do Merrill Lynch's Family Office Services encompass financial planning, discretionary account management, or any other securities-related accounts, products or services. Merrill offers a broad array of brokerage and investment advisory accounts, products and services through other parts of its business outside of Family Office Services, which are subject to separate agreements, disclosures, and fee arrangements, and may be procured by applying or
enrolling and contracting through those other business channels. Please contact your Financial Advisor or Private Wealth Advisor with questions regarding Merrill's brokerage or investment