Tony builds long-term relationships with clients allowing them to focus on what matters most to them by enabling them to make executive level decisions around the complex issues that often come with significant wealth. Together with his team, the CWMG Group, he adds value by helping clients navigate concentrated stock, overall core asset management, and wealth structuring.  He believes tax implications and legacy goals are essential in creating and evolving strategy to meet the big picture goals set by the client. 

Tony’s enjoyment of hard work and love for problem-solving led him to pursue his first career in tax law. He applies the same rigor to his work as a Private Wealth Advisor, along with a genuine interest in clients’ lives and families. Always interested in financial markets, he interned at Merrill while attending law school. Prior to joining the firm in 2001, he was a tax attorney at Morrison & Foerster and PriceWaterhouseCoopers. (He does not provide tax or legal advice in his role at Merrill.) Tony is a CERTIFIED FINANCIAL PLANNER™ CFP® professional.

Tony graduated cum laude from the University of California Riverside with a B.S. degree in economics and earned his J.D. degree with tax emphasis at the University of California Hastings College of Law. He has presented on estate planning and tax issues at the San Francisco Bar Association Barristers’ Club, San Francisco State and U.C. San Francisco.  Outside of work, his focus is on his three teenage children and the community around his family.

*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

John works collaboratively with high-net-worth clients and their families, focusing on executives, founders and investors in the technology and life sciences sectors. He takes a strategic approach to help clients build customized investment portfolios based on long-term wealth management goals, as well as managing concentrated and restricted securities holdings.

John is adept at connecting clients with his professional network and with Merrill resources including research analysts, investment bankers and the Venture Services Group (VSG). The Venture Services Group has specialized expertise in assisting private equity (PE) and venture capital (VC) funds. In conjunction, John collaborates with the Venture Network, a unit within VSG, that introduces unique relationships with PE/VC investors to an approved population of Merrill’s private wealth and financial advisors.

Prior to joining Merrill in 2002, John was a principal in the Private Client Group at Robertson Stephens. In that role, he managed assets for corporate executives, venture capitalists and founders of emerging growth companies. He started his career in the Corporate Executive Services group at Prudential Securities. John holds the Chartered Financial Analyst® (CFA®) designation. He is a member of the CFA® Institute and the Society of Security Analysts of San Francisco. A graduate of Deerfield Academy, he holds a B.A. degree in economics from Princeton University.

John supports Merrill’s deep tradition of community service. As a member of the University of San Francisco board of trustees, he chairs the finance committee and also serves on the executive committee. He enjoys travel, live music, and family time with his wife and three young adult children: two sons pursuing careers in Los Angeles and a daughter at the University of Colorado.

Andrew develops deep relationships with his clients by identifying what is important to them. This highly individualized approach enables them to make executive-level decisions around the complex issues that often come with significant wealth. Together with his team, Andrew works primarily with founders, entrepreneurs, and corporate executives within technology and life sciences industries.

His day to day focus is on crafting wealth management plans that address his clients’ unique needs, then selecting the appropriate asset allocation and portfolio construction to implement their plan. With a keen eye for detail, Andrew helps his clients manage concentrated and restricted stock positions, balance sheet efficiencies, and wealth structuring.

Andrew plays a vital role in the management of the CWMG Group, ensuring a consistent methodology and systematic approach to wealth management. Leveraging his background in technical product development, his focus includes cultivating and implementing the operational efficiencies necessary to run a large and multifaceted private wealth management practice.

Starting in 1998, Andrew worked for both Schwab and Schwab Institutional in technical product development, managing a team of specialists in the evolution of the advisory platform. He joined Merrill as a financial advisor in 2009, moved to Morgan Stanley in 2011, and was recruited to rejoin Merrill as a member of The CWMG Group in 2015. From 1992-1998, he served in the United States Marine Corps Reserve. Andrew graduated from the University of Georgia with a B.A. degree in International Business. He is a CERTIFIED FINANCIAL PLANNER CFP professional and holds the Certified Plan Fiduciary Advisor, CFPA designation. Andrew enjoys time with his wife, two teenaged daughters and the family dog and cat.

*Asset allocation does not ensure a profit or protect against loss in declining markets.