About UsDiane Padalino and Kendall Cotten have been partners for over 17 years and take great pleasure in working with their client’s family members across generations. In 2021 Diane became the sole principal of the business and Kendall transitioned into a consulting role. He is still dedicated to their clients but is now able to spend more time with his family.
Our ClientsThe majority of our clients are entrepreneurs who have sold their businesses, divorced and widowed individuals, or family members who have recently inherited wealth and are newly responsible for its management.
We have significant experience guiding these types of clients through the process of developing a wealth management strategy. We would welcome the opportunity to meet with you, hear your family’s personal story, and discuss your unique vision and priorities.
Our ProcessWe use a four-step process:
1) Document: First, we have in-depth conversations to discern your lifestyle, legacy and aspirational goals. Integral to this step is our analysis of your personal financial statements, including your balance sheet.
2) Create: Next, we develop a fully integrated strategy that includes investments, trust and estate planning services, and traditional banking – each component customized for your goals. Every step of the way we are seeking the lowest cost, most tax-efficient and easiest to understand and execute strategy.
3) Implement: We then assist you in opening and funding investment and banking accounts, while overseeing the completion and execution of your trust and estate documents.
4) Evaluate: Finally, we provide you with online interfaces and apps so that you can track your progress toward your goals. We suggest quarterly meetings to assess investment performance and annual meetings with key advisors to evaluate your estate and tax-planning initiatives.
*Banking products and services are provided by Bank of America, N.A.
*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
*Trust, fiduciary, and investment management services are provided by Bank of America, N.A., Member FDIC, and wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”), and its agents.