Bank of America Coronavirus Resource Center See details

Vacheron DiSabato & Associates

Private Wealth Advisors
Learn more about an advisor's background on
FINRA's BrokerCheck


Your wealth is about more than investments. It’s about your life, your business and your family legacy across generations. We work with a limited number of individuals and families, offering highly personalized, boutique-like services and goals-based wealth management strategies for your financial life.

Meet the Team

The private wealth advisors with Merrill Private Wealth Management are rigorously trained to help meet your specialized needs with relationships based on trust and personalized service.

Thomas E Vacheron

Thomas E Vacheron,

Managing Director

Private Wealth Manager

Robert J Disabato

Robert J Disabato,

Senior Vice President

Wealth Management Advisor

Adam C. Stevko

Adam C. Stevko,

Vice President

Wealth Management Advisor

Peter R Smith

Peter R Smith,

Assistant Vice President

Private Wealth Senior Investment Manager

Karen B Sullivan

Karen B Sullivan,

Private Wealth Planner

John B Vacheron

John B Vacheron,

Investment Management Specialist

Gentra N Curran

Gentra N Curran

Private Wealth Client Associate

Melody D Voyak

Melody D Voyak

Registered Senior Wealth Management Client Associate

Melissa  Agnello

Melissa Agnello

Wealth Management Client Associate

Kathleen Anne Clark

Kathleen Anne Clark

Wealth Management Client Associate

Meghan Curran

Meghan Curran

Wealth Management Client Associate


Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Private Wealth Advisor if you have questions about how a specialist might be able to assist you.

Jeffrey Wiedmann

Jeffrey Wiedmann

Trust Specialist

Bank of America, N.A.

Christopher A Calipa

Christopher A Calipa

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #969177


Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Thomas E Vacheron

Forbes’ “America’s Top 250 Wealth Advisors” in  2016, 2017, 2018, 2019, 2020

Financial Times –“Top 400 Financial Advisers”  2016, 2017, 2018

Barron’s America’s Top 1,200 Financial Advisors:State-by-State 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020

Robert J Disabato

Forbes “Best-in-State Wealth Advisors”  2020, 2019, 2018

Solutions designed to help you achieve your goals

As a client of Merrill Private Wealth Management, you have access to services and resources ordinarily reserved for the world’s largest institutions. We work with individuals, families spanning multiple generations, business owners and executives. Using a goals-based wealth management approach, we put our clients at the center of every personalized strategy.

Our Approach

A Commitment to Service

Merrill Private Wealth Management is committed to providing a select group of clients with highly personalized one-on-one service. When you work with us, our knowledgeable, rigorously trained private wealth advisors will gain a deep understanding of your goals, help you develop a multigenerational wealth strategy, and help you update your approach as needed. We are committed to providing you access to the investment insights of Merrill and the banking convenience of Bank of America, and Merrill will continue to invest in client tools and new technology to enhance your overall experience as you and your private wealth advisor pursue what’s most important to you.

Our Philosophy

We believe your unique goals should be at the center of all of your financial decisions and form the foundation of your financial strategy. Because significant wealth requires customized goals-based financial strategies, we believe in building lasting relationships with a limited number of clients, taking the time to understand your most important priorities for today, tomorrow and your long-term future. Our philosophy celebrates collaboration. Working with a team of specialists, we draw on the resources and insights of a global financial institution to create strategies that reflect your aspirations for yourself and current and future generations of your family. Finally, we believe that while significant wealth brings complex challenges, our experience, passion and perspectives can help you simplify your life.

Who We Serve

Our clients are busy, successful families and we strive to help them streamline their financial lives, so they have the freedom to pursue the things in life that matter most to them. We take great satisfaction in helping multigenerational high-net-worth families and business owners throughout the US simplify the complexities of significant wealth and bring order and meaning to their financial lives.

Multigenerational Families

As families grow and each new generation passes, the inter-generational transfer of wealth becomes increasingly more complex. In concert with Merrill’s Center for Family Wealth Dynamics and Governance team, we can act in a capacity similar to that of an outsourced family office to host family meetings and help empower you and your family to make financial decisions aligned with your core values and principles.

We are firm believers that educating current and future generations about your family’s values is a key to helping them become good stewards and thoughtful managers of your wealth. Working together, our goal is to keep you involved, informed and engaged as we help support the complex and ever-changing needs of your family.

Business Owners

We recognize that for most people, selling the business they spent their entire careers building is a life-changing event. As a business owner looks to one of the most important decisions of his or her future—the monetization of their life’s work—we can help develop a detailed plan to meet their unique business and personal needs.

As seasoned professionals, we understand the challenges and responsibilities of owning and growing a business. We can provide advice to help manage business owners’ unique needs and look to provide solutions and ease the burden in their retirement plans, employee benefits, custom credit and lending strategies, tax minimization strategies, business succession and liquidity-event plans.

Corporate Executives

Successful corporate executives work extremely hard to help assure their companies thrive. In doing so, they may need outside help to wade through the complexities of their wealth concentrations, executive compensation packages, concentrated stock holdings and other corporate benefits. To meet these varied and sophisticated needs, we strive to gain a complete understanding of every detail of their unique corporate benefits and are well versed in helping manage complex compensation packages, including company stock options, restricted stock and nonqualified deferred compensation.

Trust, Philanthropic and Estate Planning Services

We believe that proper estate planning should take into account what is important to you, whether it be your family, charitable interests or the succession of your business. Including your children and grandchildren in your philanthropic planning strategies is an excellent way of teaching future generations about your family’s values and creating a lasting legacy.

A notable strength of our practice is our ability to collaborate with Bank of America specialists in trusts, estate planning and philanthropy. We can also work with your circle of advisors, as needed, to help you support your philanthropic endeavors and prepare for the orderly transfer and distribution of your assets with respect to:

·       Family foundations
·       Donor-advised and other charitable trusts
·       Estate administration and settlement
·       Living and irrevocable personal trusts
·       Family and marital trusts
·       Dynasty and other special-purpose trusts

Let's have a conversation

Your dedicated Merrill Private Wealth Management team is ready to help you pursue what’s most important to you.

Our Vision

For clients of substantial means, Merrill Private Wealth Management provides an experience that is both powerful and personal. We are dedicated to helping you pursue your goals for today while developing an approach designed to support your family members for the years to come.

Your private wealth advisor and team of specialists work with a limited number of clients, enabling them to focus their time, training and passion on helping you simplify your personal and business finances and prepare your next generation.

Boutique-like service with the access to the investment resources of Merrill and banking convenience of Bank of America

We combine the personalized attention and feel of a smaller firm with the power and insights of a global financial institution, creating financial strategies tailored to your unique situation.

A relentless commitment to transparency and customized strategies

As our client, know we are working in your best interests, providing goals-based financial strategies designed to anticipate and help meet your evolving financial needs.

Vacheron DiSabato & Associates

Private Wealth Advisors